Kevin Miller pointed out to me that I used "creditability" versus "credibility" on my previous post. I'm not sure what the difference is, but "creditability" was driving me nuts after he pointed it out so I changed it. I also wasn't thinking clearly and changed the link which caused a second post to show up in my feed that doesn't point to anything. I then tried to undo it and made it worst. Therefore the purpose of this post is to point you to the original post that can be found here.